Most business owners don’t arrive at midyear with one sudden, dramatic realization that it’s time to review their financial health. More often, the questions have been building quietly for weeks. Hi, I’m Debbie, President & CEO of Harmoney. Over the past decade of running a bookkeeping and accounting firm here
Most business owners don’t wake up one morning and suddenly decide, “Today’s the day I replace my bookkeeper.” Hi, I’m Debbie, President & CEO of Harmoney, a Massachusetts-based bookkeeping and accounting firm I founded a decade ago, and I’ve seen this pattern play out many times: for most owners, the
Most business owners we talk to assume that if something were wrong with their finances, it would be obvious. They picture a hacked bank account, a large missing sum of money, or some dramatic event that forces itself into view. In reality, financial fraud is often much quieter. It can
Recently, our internal bookkeeper noticed something unusual: the cost of one of our software subscriptions had gone up significantly and unexpectedly. Apparently we had exceeded the monthly user cap and were automatically upgraded to a higher-priced tier. Except we hadn’t. What really happened is that old user accounts were still
Staying with the same bookkeeper year after year can feel easy. They know your business, your systems, probably your coffee order, and you don’t have to re-explain your backstory every time something comes up. And honestly, that kind of continuity can be a beautiful thing. There’s real value in working
We know why you started your center. It was for the kids, the families, and the opportunity to make a real difference in those early years. It probably was not for the paperwork… we’re looking at you, crinkled receipts at the bottom of the junk drawer! Running a child care
Most growing businesses don’t notice a gap in their financial setup until something slips through, and then it hits as a painful surprise, like a cash flow crunch right before payroll, a sales tax requirement you didn’t realize you triggered, or a missed deadline because everyone assumed someone else was
Choosing the right accounting software is more than a tech decision. It’s a fundamental business move. For small business owners still using QuickBooks Desktop (QBD), now is an excellent time to explore the benefits of a cloud-based solution. Intuit, the parent company of QuickBooks, is investing heavily in its cloud
Thinking About Selling Your Business? Start Here. If you’ve built a business from the ground up, letting go can be one of the most significant decisions of your life. Maybe you’re stepping into retirement, shifting focus, or pursuing your next big opportunity. No matter your reason, the transition from owner
Running a child-care business takes heart, but keeping the budget on track takes strategy. Whether you run a preschool, nonprofit children’s center, or private daycare, one truth stays constant: your mission is to care for children, not crunch numbers. Yet the financial side of your work determines how well you
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